JPMorgan and Bank of America Stocks: Are They About to Take a Dive? Your Friendly Neighborhood Spider-Man Investigates!

Great Power Great Responsibility and Greatly Overvalued Stocks?

Alright web heads Spider Man here your friendly neighborhood financial analyst! Okay maybe not *officially* an analyst but hey I've got a spider sense for danger and right now it's tingling about JPMorgan and Bank of America. Some folks at Baird a real financial firm not some front for the Kingpin are saying these banks might be riding a little too high on the hog. Apparently their analyst David George downgraded JPMorgan to "underperform" and Bank of America to "neutral". Ouch! That's gotta sting more than a Goblin Glider to the face.

Price Targets That Would Make Mysterio Jealous

This Baird guy's got a 12 month price target of $235 for JPMorgan which if it hits means a nosedive of over 18% from where they were trading Thursday. Bank of America's target is $52 suggesting only a measly 9% potential upside. Guess even I could come up with better investments than that... like maybe selling pictures of myself to the Daily Bugle... wait bad example! "With great power comes great responsibility". And apparently responsible stock analysis includes warning people about potential losses. Who knew?

Valuation: The Kryptonite of the Financial World?

George mentions that JPMorgan's trading at record valuations. He even says and I quote "We understand that few care about valuation currently but we still believe they are one of the primary drivers of forward returns." Translation for those of you who haven't taken Financial Analysis 101 at ESU: what goes up must come down! Even if you've got a fortress balance sheet bigger than Avengers Tower at some point the price has to make sense. Aunt May taught me that right after she explained the birds and the bees... I still get nightmares.

Fighting the Tape: More Dangerous Than Fighting Venom

Even though this analyst acknowledges JPMorgan's a "best in class franchise" (basically they're the cool kids of the banking world) he still thinks expectations are "super high." That's like saying "Yeah Spider Man's awesome but can he *really* stop Doc Ock *again*?" The pressure's on people! And speaking of pressure anyone got a web shooter refill? I'm running low after that bank heist downtown.

Bank of America: Just... Okay?

Bank of America gets a slightly less harsh verdict. The analyst thinks their risk reward profile is more "balanced." He was feeling more optimistic about them a few months back but now he feels like the stock price is already reflecting all the good news. It's like when you finally get that perfect slice of pizza but then you realize it's the last one. Bittersweet right?

Wall Street's Divided: More Conflicted Than Peter Parker's Love Life

Despite Baird's warnings most analysts are still bullish on both banks. But hey who listens to analysts anyway? Just kidding! Sort of. Point is Wall Street's having a disagreement which means things could go either way. So what's a friendly neighborhood Spider Man to do? Stay informed do your own research and maybe invest in something that doesn't require a Ph.D. to understand... like churros! Now *those* are a solid investment.