Credit Scores Are Dropping Faster Than My Sanity! Are You Ready to Blow Up Your Debt?

Boom! Credit Scores Go KABOOM!

Alright you Powder Monkeys! Jinx here reporting LIVE from my chaos fueled headquarters (aka my imagination)! So I heard some buzz about this 'credit score' thingy going down the drain faster than a cupcake in a sewer! Apparently the national average FICO score (whatever that is sounds boring) dropped from 717 to a measly 715! Pathetic! It's like everyone's turning into Vi... boring and predictable! But don't worry I'm here to make things interesting even if your finances aren't. And remember rules are meant to be broken just like banks! HA!

Student Loans: The Real Enemy?

Turns out those pesky student loans are back to haunt us! Remember when they gave everyone a break? Good times! But now they're reporting all those late payments and BAM! Credit scores take a nosedive. Someone call Fishbones we got some sharks to fry! Tommy Lee from FICO (who even names their kid Tommy Lee?!) says it's 'driving the increase in severe delinquencies'. Well duh! Hand over all your cash or I'll blow it up. Just kidding... unless?

Deja Vu! The 2008 Housing Crisis 2.0?

Get this back during that whole housing crisis thingamajig (2007 2010) credit scores tanked to 686! Yikes! Then they bounced back up but now? Down again! Sounds like a rollercoaster and I LOVE rollercoasters... especially when I'm driving them! Anyway these so called experts are saying that student loan delinquencies will make things even WORSE in 2025! Well I say let's just blow up the whole system and start over! Who's with me?

Low Credit Score? More Like LOW FUN!

So what happens when your credit score is lower than my patience? You get stuck with higher interest rates! Can you believe it? It's like paying extra for explosions... UNACCEPTABLE! So if you want to buy cool stuff like rocket launchers and giant chompers you better keep that score up! Or just steal it. I mean I would.

The Boring Advice (Yawn!)

Okay okay I'll give you the 'responsible' advice. Pay your bills on time they say. Keep your debt low they say. Blah blah blah! It's all so... Vi! But fine if you wanna be boring and responsible go ahead. But don't say I didn't warn you when the revolution starts and all the fun people are busy blowing stuff up!

So What Now? Let's Get This Show On The Road!

Look people the world's going crazy and now your credit scores are too! The important thing is to not panic. Just remember a high credit score is good but a good explosion is better. I wish I could buy a rocket launcher right now. Maybe I should take my own advice and pay my bills. Naaah! Let's cause some mayhem instead! Who's ready for some fun?!