
Like An Onion This Story Has Layers!
Alright alright settle down! Shrek here and I gotta say these young'uns today are somethin' else. Seems like they're spendin' more than a donkey at a waffle stand! This Northwestern Mutual study says almost half of 'em (40% mind ya) are expectin' to spend more next year than this year. That's more than the rest of you old farts. More spendin' means more chances to earn rewards but only if you ain't usin' a rusty spoon to dig for gold. Let's see what these city folk credit cards are all about.
Travelin' Like Royalty (Without the Annoying Prince Charming)
Now listen up. While the rest of ya are tighten' your belts Gen Z's out there gallivantin' across the land! Travel spending is up like Donkey after a triple espresso. This Berkshire Hathaway report says they increased their travel spending by about 20% to $11,209. If you're gonna be a jet setter you gotta use the right tools. I hear tell the Chase Sapphire Preferred® Card is a good one. Gives ya insurance for rental cars trips and even if your luggage decides to take a detour to Duloc. Plus you earn points! Spend that average $11,200 on travel and you're lookin' at enough points for... well not a castle but maybe a decent swamp shack upgrade.
Feelin' Groovy? Credit Cards for Entertainment
Entertainment eh? These Gen Z kids are livin' it up like they’re at a Fiona karaoke night! A Bank of America Institute study says their discretionary spending on entertainment and travel went up 25.5%. If you're blowin' your dough on concerts and sports games listen to this: American Express cardholders get access to presale and VIP tickets. The Platinum Card® from American Express even gets you into exclusive events. Might cost ya a bit but if you're a social butterfly it could be worth more than all the swamp flies in Far Far Away.
Eatin' Out Like Gaston (But Hopefully Not As Rude)
Now I ain't one for fancy restaurants but even I know these Gen Z'ers are eatin' out more. Bank of America Institute study says their dining out spending is up 14.3%. If you're gonna be droppin' coins on grub you might as well get something back. The U.S. Bank Altitude® Go Visa Signature® Card gives you 4X points on dining takeout and delivery. Plus it gives ya a credit for Netflix and Hulu so you can stay in and binge watch instead of facin' the crowds. Sounds like my kind of night actually!
For the Ogre on the Go: Everyday Spendin'
Alright maybe you ain't jet settin' or fine dinin'. Maybe you just need a card for everyday stuff like I don't know swamp gas refills. For that a flat rate cashback card is the way to go. The Citi Double Cash® Card earns you 2% cash back on everything. No annual fee no limits. You buy you pay you get cash back. Simple as that. Even I can understand it and I thought 'parfait' was something you wore!
That'll Do Credit Card. That'll Do
So there you have it. Whether you're travelin' partyin' eatin' out or just buyin' stuff there's a credit card out there for ya. Just remember don't go spendin' all your money at once. Gotta save some for a rainy day... or a dragon attack. Now get outta my swamp... and go get some rewards!
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