Pokimane breaks down why millennials and Gen Z are finding it impossible to achieve financial security despite growing net worths on paper, and what we're doing about it.
Pokimane breaks down why millennials and Gen Z are finding it impossible to achieve financial security despite growing net worths on paper, and what we're doing about it.

Hold Up is the Middle Class Dead?

Okay fam let's get real. I saw this article and I swear I almost choked on my boba. Apparently the whole 'work hard play hard' thing is like a total meme now? This Freddie Smith guy an economics content creator (basically a finance streamer but probably not as cool as me) says the middle class is basically RIP for millennials and Gen Z. Or if it exists you gotta be pulling in six figures just to afford like avocado toast and a decent Netflix subscription. As if streaming isn't competitive enough now we gotta compete with *that*? Sheesh.

Living 'At Break Even' Ain't Livin'

This Rachel Schneider lady CEO of Canary says a huge chunk of us are living 'at break even.' Like we make enough to pay the bills but one unexpected hospital visit or car repair and we're spiraling faster than my Among Us lobbies go south. Seriously one bad emergency and we're all 'I'm gonna head out.' Meanwhile everything is getting more expensive. Housing healthcare even those cute little succulents I keep killing. It's a mess!

Blame the System Not the Zoomers!

Older gens love to blame us for 'lifestyle inflation,' but Joanne Hsu from the University of Michigan says it's not our fault! It's way harder for us to afford the 'American Dream' starter pack than it was for them. Like back in their day you could buy a house for the price of a few Twitch subs! Now? Forget about it! 'People often feel a lot of shame and distress,' Schneider says and I quote 'when their financial lives are not going smoothly.' No duh! Try affording rent *and* a decent gaming setup on a minimum wage salary. It's impossible!

Adulting? More Like Adult ish...

So what are we doing about it? Well we're adapting! More of us are living with our parents longer. I mean can you blame us? Free laundry and home cooked meals? Sign me up! Some are sharing childcare (co parenting but make it communal) and generally finding new ways to build communities. Because let's be honest we're all in this together. We need to band together and find a way to navigate this chaos or at least find some good memes to cope with it.

Is Financial Advice the New Meta?

Honestly maybe I should start streaming financial advice. 'How to Survive on a Streamer's Salary 101.' Who's in? But seriously this whole situation is messed up. We're working hard trying to be responsible but it feels like the game is rigged against us. It's time for some serious changes. 'Cause at this rate the only 'American Dream' we'll be achieving is a high score on a 'Surviving Late Stage Capitalism' video game.

Don't Forget to Subscribe!

So yeah that's the tea. It's rough out here but remember you're not alone. We're all in this together trying to navigate this crazy world. And hey at least we have each other right? Make sure to subscribe for more life updates gaming adventures and maybe just maybe some impromptu financial advice. Now if you'll excuse me I'm gonna go cry into my pillow... and then order some Uber Eats. Don't @ me.


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