The new Boss is changing the game! Student loan forgiveness programs are becoming harder to find than the One Piece itself, leaving borrowers in a pickle!
The new Boss is changing the game! Student loan forgiveness programs are becoming harder to find than the One Piece itself, leaving borrowers in a pickle!

Meat's Off the Table!

Oi Nakama! Luffy here reporting live from… well not the Grand Line but the confusing seas of student loans! It seems like under the new boss the delicious meat I mean the sweet deal of student loan forgiveness is getting harder to grab! Remember how the old guy Biden was handing out loan forgiveness like candy? Now Trump's saying 'Nuh uh! No more free rides!' Shishishi! It's like when I thought I could sneak all the meat on the Going Merry but Sanji caught me!

SAVE the SAVE? More Like SAVE Yourselves!

That fancy new plan SAVE which promised smaller payments and quicker debt erasing looks like it's about to go down faster than Zoro after three bottles of sake! Some grumpy judges already blocked it and now it looks like the whole thing might disappear! It's like when Usopp tries to build something cool and it falls apart the second he touches it! Gotta find a new way to get that treasure er debt relief!

Pay As You… Maybe Get Something Eventually?

Turns out some of those other repayment plans like PAYE and ICR that were supposed to wipe your debt clean after a while? Poof! Gone! It's like Nami promising us berries and then saying 'Just kidding!' Gotta watch out for those sneaky debt devils shishishi!

IBR: The Last Slice of Meat?

But wait! There's a tiny bit of hope! Apparently this plan called IBR is still around and it still erases debt after a while. So if you were on PAYE or ICR you might be able to switch to IBR and still get some credit for your old payments. It's like finding a hidden stash of meat after Sanji said we were out! Victory!

PSLF: Still Floating… For Now!

Even though Trump tried to make it harder the Public Service Loan Forgiveness program is still kicking! It lets folks who work for good causes get their loans forgiven after 10 years. But watch out things could change faster than I can eat a barrel of meat! So if you're counting on this keep good records like Nami keeps track of our treasure!

Other Hidden Treasures!

Don't give up nakama! There are still other ways to find the One Piece I mean get your loans forgiven! Teachers can get some debt erased and if your school was a scam you might get a full discharge! And if you're super sick they might forgive your debt too! Plus some states have their own programs so go hunt for those hidden treasures! Just remember being the Pirate King I mean getting out of debt takes guts and a lot of searching! Shishishi!


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