Yabba Dabba Doo! Should You Stash Cold, Hard Cash Under Your Bedrock?

Tariffs? More Like Tarra Fiffs!

Yabba Dabba Doo! Fred Flinstone here reporting live from Bedrock! These modern times are enough to make a caveman's head spin! They're talking about 'tariffs' and 'economic uncertainty.' Sounds like somethin' Wilma would worry about but even I'm startin' to wonder if I should keep a few extra clams stashed under my mattress... or ya know my bedrock slab! It seems like with all these changes some folks are reconsidering saving money and keeping cash!

A Few Clams or a Whole Clam Bake?

These fancy financial fellas are arguin' about how much cash is enough. One fella Matthew Saneholtz says keepin' 500 to 1,000 clams around is smart especially if a big ol' hurricane comes a knockin'. Another smart cookie Crystal McKeon thinks 300 to 500 clams should do the trick. Enough to cover a pterodactyl taxi ride or a quick stop at the Bronto Burger drive in I reckon! But remember you do not want to go overboard according to Melissa Caro.

Don't Go Overboard Fred!

Now I'm a big fan of havin' a pile of clams but even I know you can't keep *everything* under your pillow. Melissa Caro a CFP and founder of My Retirement Network she's a smart cookie! She warns against hoardin' too much cash. Apparently it ain't protected like money in the bank (somethin' about 'FDIC insurance' – sounds like a dinosaur protection agency!). Plus it don't earn any interest which is like payin' Barney Rubble to *not* eat a rack of ribs! Don't you think physical cash can be useful!?

Theft? Destruction? Impulse Buys?!

And get this! Nicole Sullivan says keepin' too much cash can lead to trouble. Theft destruction (darn termites!) and even... *gasp*... impulse buys! Can you imagine me Fred Flinstone suddenly splurging on a new bowling ball made of solid granite? Wilma would have my hide! Also Crystal McKeon notes that even if you store it in a safe do not spread this information around because that will make you a target for thieves.

Beyond the Bedrock Stash: Emergency Funds!

These financial fellas are also sayin' it's time to check your emergency fund. They reckon you should have three to six months' worth of expenses saved up. But with all this 'economic uncertainty,' you might need even *more*! One fella Saneholtz says folks in shaky industries should aim for nine to twelve months! That's a whole lotta bronto burgers! If you are in an industry that is likely to do layoffs it is in your best interest to start saving!

From Zero to Hero: Every Clam Counts!

But don't get discouraged! Even a small stash is better than nothin'. McKeon says startin' with 50 clams is better than nothin'! Every little bit helps and soon enough you'll have enough to fix your car patch up the house or cover a minor bronto bite! Yabba Dabba Doo! So start savin' those clams folks! You never know when you might need 'em!