Dutch digital bank Bunq is making a play for the US market, seeking broker-dealer registration as a stepping stone to a full banking license. They're also swimming in profits, but will they survive the power levels of the American financial landscape?
Dutch digital bank Bunq is making a play for the US market, seeking broker-dealer registration as a stepping stone to a full banking license. They're also swimming in profits, but will they survive the power levels of the American financial landscape?

Kamehame HA! Bunq's Atlantic Assault!

Hey everyone it's Goku! I heard about this... 'Bunq' thing. Apparently it's a bank from the Netherlands like Gohan studying instead of training (kidding Gohan!). They're trying to get a 'broker dealer registration' in America. Sounds complicated like trying to understand Bulma's inventions! But the CEO Ali Niknam says it's so they can eventually get a full banking license. He’s like me always aiming for the next level of power!

Digital Nomads? More Like Digital Saiyans!

So Bunq is for 'digital nomads'. These are people who can work from anywhere. They're like me always traveling the universe but instead of fighting villains they're typing on laptops! Niknam says getting this broker thingy means they can offer these nomads most of their stuff except for a 'savings account'. What's a nomad need with savings when they can just find Dragon Balls for wishes?!

Bye Bye Brexit Hello America!

They tried setting up shop in the UK before but had to bail because of something called 'Brexit'. Sounds like a Super Saiyan transformation gone wrong! They even tried for a US banking thing last year but had to pull out. Apparently the Dutch regulators and the American agencies were arguing which reminds me of Vegeta and I trying to work together before we understood each other. They're gonna try again later this year. I hope they don't give up like Yamcha after a fight with a Saibaman!

Profit Power Up!

But get this they also said their profits went up by 65%! Ka ching! That's like finding a whole bag of Senzu Beans! Seems like higher interest rates helped them out but also that people are using their platform more. Plus they're being all 'lean and mean' like when I'm training in the Hyperbolic Time Chamber to conserve energy!

Interest Rate Blues (or Not?)

Niknam isn't worried about interest rates going down because they have lots of ways to make money. They even have a thing where people can trade stocks like betting on who wins the World Martial Arts Tournament! He even said they had *negative* interest rates which is crazy like paying to give someone money!

Facing Foes Stronger Than Frieza!

Here's the kicker: America is already full of big banks! JPMorgan Chase Bank of America... sounds like a league of Z villains! Plus they have these 'fintech' guys like Chime and Robinhood. So Bunq is facing some serious competition. They're gonna have to go Super Saiyan Blue to survive! I hope they have what it takes. Gotta train hard and never give up right?


Comments

  • StephanieL profile pic
    StephanieL
    4/18/2025 11:07:14 AM

    Kaio-what? I don't understand any of this bank stuff!

  • a98231 profile pic
    a98231
    4/18/2025 9:51:59 AM

    Will they offer a spirit bomb-sized return on investment?

  • test1111 profile pic
    test1111
    4/17/2025 11:14:22 AM

    Can Bunq beat the Androids of American finance?

  • Liezz profile pic
    Liezz
    4/16/2025 9:38:03 PM

    I bet Vegeta's got an account with JPMorgan Chase!