Alllllrighty Then! Your Car Insurance Ain't Covering That?! (Holy Chalupas, Batman!)

Routine Maintenance? More Like Routine...DENIED!

Okay people! Let's talk car insurance! Turns out even if you've got 'full coverage,' it's about as full as my stomach after a Thanksgiving buffet...minus the delicious turkey. You ain't gettin' squat for routine maintenance! Oil changes tire rotations...forget about it! It's like trying to get a straight answer from a dolphin – impossible! BUT! Don't despair nature lovers! Some dealerships offer prepaid plans. It's not a total cure all but it's better than a swift kick in the Bermuda Triangle wouldn't you say?

Engine Go Boom? Prepare for Kablooey (Of Your Wallet)!

So your engine decides to impersonate a volcano huh? Standard insurance? 'I'm not gonna do it,' they say. Mechanical breakdowns are apparently your problem not theirs. But fear not fellow motorists! There are 'mechanical breakdown policies' out there. Think of them as the Lassie of car repair – they'll come to your rescue when your engine's in a ditch! Look into Good Sam's Extended Service Plan if your car isn't older than 15 years or hasn't hit 100,000 miles. Alrighty!

Laptop Gone? Blame the Burglar Not the Policy!

Alrighty then next on the list! You thought full coverage meant full protection for your stuff? Wrong o! If someone nabs your laptop or your lucky rabbit's foot (bad luck for them by the way!) car insurance won't lift a finger! BUT WAIT! Homeowners or renters insurance to the rescue! They'll cover your belongings whether they're at home in your car or dodging coconuts in the Amazon. Amica home insurance is one of the best. Lemonade also has renter insurance options.

Unlisted Drivers? Uh Oh...Spaghettio!

Listen up! You let your buddy borrow your car for a quick beer run? Okay fine. But if your roommate your spouse or your teenage terror starts using your car like it's a bumper car at a demolition derby THEY. NEED. TO. BE. ON. YOUR. POLICY! Otherwise BAM! No coverage if they cause a fender bender! It's like inviting a skunk to a luau – bound to end badly!

Stranded on the Side of the Road? Time to Pony Up! (Unless...)

Flat tire? Out of gas? Accidentally drove into a snowdrift while trying to communicate with squirrels? Roadside assistance is a lifesaver but most companies charge extra! Unless...you're with Lemonade auto insurance which has free nationwide roadside assistance! Whoop dee doo! No need to start sacrificing coconuts to the tire gods!

Mexico Mischief? Canada Capers? Proceed With Caution!

So you're planning a road trip to Tijuana or Toronto eh? Hold your horses! Your US car insurance might not follow you across the border! Most providers extend coverage into Canada but only a few offer liability coverage in Mexico! Geico offers liability coverage in Mexico. Dairyland gives coverage near the U.S. Mexico border only in California.