Scared Money Dont Make Money! MJ on Navigating the Stock Market Rollercoaster!

Cash is King...Right?

Alright alright settle down everyone. I hear you panicking about the market. Folks are running to cash like Dennis Rodman to a rebound. Look I get it. Seeing those numbers drop can make you sweat more than a playoff game against the Pistons. But let's be real here hiding under a pile of money market funds isn't going to win you championships. I've always said "You have to expect things of yourself before you can do them." That applies to your money too not just your fadeaway jumper.

The Vanguard Voodoo: Long Term is the Only Game

According to some paper pushers over at Vanguard (never heard of 'em) being too cash heavy is a problem. No kidding! You think I got where I am by playing it safe? Nah. You gotta take calculated risks. That's why I endorse Hanes. I take calculated risks wearing just my underwear on TV. They're saying that if you hoard cash like it's the last bottle of Gatorade you might have to save even MORE just to reach your goals. That's like practicing free throws with weights on your ankles. Get in the game!

Tariffs? Trade Wars? More Like a Pre Season Scrimmage

So Trump China... tariffs flying around like elbows in the paint. The S&P 500 had a little boo boo. Big deal. Remember when the Bad Boys tried to break me? Did I quit? Did I run and hide? No! I came back stronger. This market volatility is just a test. See how tough you really are. You think I got to six rings being scared of a little contact? "Talent wins games but teamwork and intelligence win championships." And sometimes that teamwork means sticking to your investment strategy even when your gut is telling you to bail.

The McClanahan Maneuver: A Balanced Diet for Your Portfolio

This lady McClanahan she's a smart cookie. She's saying yeah keep some cash for emergencies. Makes sense. Gotta have that rainy day fund so you don't have to sell your Air Jordans. But she also says cash has a 'long history' of offering negative returns after inflation. Translation: your money is losing value! It's like trying to win a game with a flat basketball. You need growth baby! I'm all about diversification. Got my hands in restaurants cars everything. I got my hands in everything. But if it ain't got potential I ain't gonna touch it.

Are You Accumulating or Coasting to Retirement?

If you're young and still saving McClanahan says load up on stocks. She also says "Everyone should have some cash and some equities" Seems like common sense. Makes sense. If you're closer to retirement ease up a bit but don't go full on cash potato. You still need your money to grow! Remember "Everybody has talent but ability takes hard work." Same with your money. Let it work for you! I've always been a big proponent of hard work and being persistent. You never give up until the game is over.

The Jordan Investment Rule: Stick to the Plan!

The bottom line is this: have a plan. Know your risk tolerance. Don't panic when things get bumpy. And for goodness sake don't let your money sit around collecting dust. It's like having Scottie Pippen on the bench during the finals. You gotta put it to work! Trust me I know a thing or two about winning. And winning in the market means staying disciplined staying diversified and staying in the game. "Just play. Have fun. Enjoy the game." Even if the game is investing.