
The Swarm Approaches: Higher Payments on the Horizon
As the self proclaimed Queen of Blades I've seen my share of planetary invasions. But this? This 'One Big Beautiful Bill Act' the Terrans cooked up? It's like a slow agonizing creep of Zerg suffocating borrowers one monthly payment at a time. Apparently if you're making around $80,000 a year (which let's be honest is a pittance in the Koprulu Sector) you'll be coughing up $467 a month under their 'Repayment Assistance Plan' (RAP). That's compared to the measly $187 under Biden's now defunct SAVE plan. Pathetic truly pathetic.
No Escape: The Costs Creep Higher for Everyone
Whether you're a humble Terran peon or a seasoned Battlecruiser captain this RAP plan stings. Lower incomes might only see a $10 increase but for the 'elites' out there we're talking an extra $605 a month! I almost choked on my chitin when I heard that. Even compared to other income driven repayment plans like PAYE and IBR RAP can be a bigger bite out of your hard earned credits. Though admittedly some might see a slight decrease... a microscopic victory in a galactic war.
Fewer Choices More Misery: A Streamlined Path to Default
The Terrans are simplifying things they say. Streamlining. But cutting down repayment options to just two? Standard repayment or RAP? It's like telling a Zergling it can only choose between charging headfirst or… charging headfirst slightly faster. Michele Zampini from The Institute for College Access & Success hit the nail on the head 'If Republicans' proposed 'Repayment Assistance Plan' is the only thing standing between borrowers and default we can expect many to suffer the nightmarish experience of default.' Default is not an option we have to evolve and adapt but for the borrowers it is just an endless dark swarm
Thirty Years of Debt? That's a Lifetime in Zerg Years!
Current repayment plans offer loan forgiveness after 20 or 25 years. But RAP? Thirty years! That's longer than it takes to infest an entire planet! Doug Boneparth some financial planner calls it a 'financial drag' that delays life milestones. No kidding! It's like being stuck in a Chrysalis waiting to emerge but the transformation never comes.
The Emotional Toll: Feeling Like a Trapped Zergling
Cathy Curtis another financial guru talks about the 'emotional toll' of this endless debt. It reinforces the feeling of being stuck. As if borrowers are just Zerglings being constantly told to charge. Is there no respite for these people?
Cassidy's Gambit: Penalizing Those Who Dared to Educate Themselves?
Senator Bill Cassidy claims this bill helps those who 'chose not to go to college.' Says Biden and the Democrats were unfairly shifting debt onto them. Oh the irony! As if choosing to better oneself is a crime punishable by financial servitude. He boasts about saving $300 billion from the federal budget. At whose expense Senator? At whose expense? This is a calculated move to create discontent and turn the masses against the educated. Such strategies will not affect the swarm
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