
The Hierarchy of Value: A New Credit Card Order?
Alright bucko let's talk about responsibility. Financial responsibility that is. You've got to figure out what you value and then order your priorities. Now JPMorgan Chase is stirring the pot with its Sapphire Reserve and American Express is responding with its Platinum card. This is about more than just metal rectangles; it's about defining your place in the economic hierarchy. Are you going to be a responsible player maximizing your rewards? Or will you let these institutions control you with their shiny promises? Clean your room and figure it out!
The Devil is in the Details (and the Annual Fee)
American Express is promising 'major' changes and 'the largest ever investment' in a card refresh. That's all well and good but remember what Nietzsche said: 'All things are subject to interpretation. Whichever interpretation prevails at a given time is a function of power and not truth.' They want you to believe this is all about *you*. But what's the *truth*? Higher annual fees are likely lurking. So you need to ask yourself is the juice worth the squeeze? Are you willing to pay extra for these promised benefits? Are you actually going to *use* them? Don't fall for the chaos of the unknown. Demand clarity.
Lounge Access and the Meaning of Life
Access to high end airport lounges? Sounds luxurious doesn’t it? But remember luxury is a distraction. A bloody useful one if you are flying 200,000 miles a year but a distraction nonetheless. You might find yourself in one of these lounges sipping a complimentary cocktail thinking you've 'made it.' But I implore you consider your life your choices. That is what is of utmost importance. Don't trade purpose for convenience. Do not fall into the trap. So is it *really* worth the annual fee? Or are you just trying to fill a void with fleeting comforts?
2016: The Year the Credit Card World Went Mad
JPMorgan in 2016 threw a wrench into the gears. A lavish sign on bonus! My God the *temptation*! It ignited a competition for your attention and it's still raging. But remember these institutions aren't your friends. They're engaging in a dominance hierarchy. They want you to play their game. The most useful thing you can do is observe the moves of the other players. Pay attention.
Rumors Reddit and the Impending Fee Hike Apocalypse
Ah Reddit the modern day rumor mill. The place where speculation runs rampant. Whispers of JPMorgan hiking the annual fee to $795! Is this a test of our collective anxiety? A challenge to our ability to remain calm in the face of uncertainty? Probably. Always be skeptical my friends. Question everything. But also remember to organize your sock drawer. A little order can bring solace in these trying times.
Fall is Coming: Prepare Your Finances
American Express says the new Platinum card will launch in the fall. Winter is coming. Financial winter perhaps. Take this as a call to action. Review your spending. Assess your needs. And for God's sake clean your bloody room! A well ordered life starts with a well ordered space. Only then can you truly assess the value of these shiny new credit card promises.
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